Rates Of Interest. For more information on our NC Home Advantage Mortgage

The new york Housing Finance Agency tends to make home ownership affordable for qualified house purchasers in North Carolina—whether buying when it comes to time that is first moving up—with competitive financing and forgivable advance payment help. You may also be eligible for the NC Home Advantage Tax Credit, which offers up to $2,000 per year off federal taxes for buyers who apply and are approved for a Mortgage Credit Certificate (MCC) prior to the home purchase if you are a first-time home buyer (someone who hasn’t owned a home as your principal residence in the past three years) or a military veteran.

Borrowers submit an application for the NC Residence Advantage Mortgage™ through our participating loan providers and must meet up with the needs associated with loan that is individual, FHA, VA or USDA—in addition to NC Housing Finance Agency recommendations.

For more information about our NC Residence Advantage Mortgage™ and deposit support programs, like the NC 1 st Residence Advantage advance payment, see our Home Buyer part.

Notice: prices are susceptible to alter without notification

  • All loans are 30-year, fixed-rate with 0 discount points.
  • APR is calculated utilizing $123,000 loan amount, 1 per cent origination fee*, 1 day’s interim interest.
  • Lock-in Period is 60 times from initial date that is lock-in loan purchase date.
  • DPA is advance payment some help from NCHFA.

Residence Purchasers

Current Property Owners

Home Ownership Partnership

Rental Housing Partners

Press & Investors

New York Housing Finance Agency / 3508 Bush Street / Raleigh, NC 27609 / 919-877-5700

New York Housing Finance Agency

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Disclaimer (please scroll and read, then proceed below)

All information included from the after website pages is acquired from the Agency’s books and documents, and is considered to be reliable and accurate.